Best Subscription Payment Gateway

Which is the Best Subscription Payment Gateway for WordPress?

With a WooCommerce store in place, you must be sure that your store offers all of the features necessary and as expected by your customers. In other words, the store must offer a simple interface and an excellent buying experience.

While entrepreneurs do all that’s needed to enhance their store functionality, one aspect that often goes unnoticed is that of a subscription payment gateway. Regular customers come back to purchase the same item after a certain time. Offering them the ease to subscribe to the product improves the store experience.

What happens here is that once a product is subscribed, the same order automatically repeats after, say a month. Meaning that the customer need not manually place the order. The store will do the job of ensuring that the customer receives the product at the right time.

In case you have been planning to add a similar feature, this article will help you decide on the best subscription payment gateway plugin. Also, you can opt for WPCustomify support services to get the assistance and deployment help regarding the same.

Global Payments Gateway

Introduction

The first in our list is Global Payments for WooCommerce. It is one of the best payment gateway plugins enabling the store to accept credit card payments from the customers. The Global Payments Gateway is compatible with various options such as Diners Card, Visa, American Express, MasterCard, Switch, and Laser. All that a customer must do is enter their details and leave the rest to the gateway.

Down the Global Payment Gateway plugin here.

Information & Requirements

Before you set out to integrate the gateway within your WooCommerce store, you must have:

  • The Global Payments merchant account.
  • An SSL certificate to confirm that the user details are encrypted and secured.

Why Use Global Payments?

True that there are multiple payment gateways available over the web. What separates them is the features offered. The main offerings of the Global Payment Gateway include:

  • Fully integrated checkout experience.
  • Supports all major credit cards.
  • Flexibility to pick from authorize charges/ authorize and settle funds.
  • Save card details for future reference.
  • Supports 3D Security for transactions.

Full Support for Subscriptions

Another fascinating feature offered by the gateway is WooCommerce Subscriptions support.

  • Simplify Repeat Transactions

The gateway has a simple interface allowing businesses to opt for subscription-based services enabling users to automate their purchase.

  • Scalable Subscription Management

It allows customers to have their credentials saved in a secured environment allowing them to process payments as and when needed.

  • Fast Set-Up

Integration of the gateway is simple and doesn’t require one to be a coding expert.

  • API Integration

In addition to all of the above, the gateway also renders support for third-party API integration. Whether you want to create, edit or manage schedules through the backend system incorporating an API, the gateway supports all.

Global Payments HPP

Introduction

Global Payments is among the fastest and the largest online payment gateway across Europe. The WooCommerce Global Payments HPP plugin (also known as “Realex HPP”) enables the store customers to initiate payments using their debit cards, credit cards or even other payment options. The plugin has 3D Secure v2 facilitating a better and a secured environment.

Download the gateway here.

Information & Requirements

Before you integrate the gateway in your WooCommerce store, make sure you have:

  • A Global Payments merchant account
  • PHP version 5.6 or above
  • SSL Certificate

The Global Payments HPP Gateway provides support for Strong Customer Authentication (SCA), which is a must for all the transactions made in European Economic Area (EEA).

Why Used Global Payments HPP?

Features of the Global Payments HPP include:

  • Accepts all types of card: Visa®, Diners Club, MasterCard®, American Express®, and Discover®.
  • Supports more than 150 currency making shopping easier for people across the globe.
  • With 30+ language support, it is PCI level one compliant.
  • Equipped with tools for fraud management.
  • Enables refunds from the store.
  • Additional fees on virtual products.
  • Select from on-site payment or redirecting to the merchant site.
  • Ability to save details for faster checkout.
  • Support for WooCommerce Subscriptions and Pre-Orders.

Full Support for Subscriptions

In addition to the above, the gateway also renders support for WooCommerce Subscriptions. It also supports tokenization option facilitating a secured environment to store the card details of the user. Being compatible with the Subscriptions option, it allows you to edit the payment date, the subscription date, etc.

Merchant Warrior

Introduction

The Merchant Warrior Gateway acts as the credit card processor. With this, you can, by default, process both MasterCard and Visa. The Integration Gateway accepts payment in multiple currencies and is compatible with major cards such as Diners Club, American Express and JCB. It is based out of Australia and offers a vast range of payment solutions to online store merchants.

Download the extension here.

Information & Requirements

Prerequisites:

  • You must have a Merchant Warrior account. Visit their official website here.
  • Standard payment currency as AUD or NZD.
  • SSL certificate.

Full Support for Subscriptions

The Merchant Warrior gateway extends its support towards Refunds and WooCommerce Subscriptions. The entire job of storing and processing the recurring payments is handed over to the Merchant Warrior gateway and the merchants need not store any of the user data locally. Note that the information stored is encrypted and under no circumstances can one breach in the system.

In addition to the above, billing is also done by the Merchant Warrior enabling the merchants to make changes, if required, in the recurring payments. The plugin also has a dedicated Token Payment solution for merchants that prefer processing transactions by themselves.

Moneris

Introduction

WooCommerce Moneris is a simple and straightforward payment gateway allowing customers to quickly pay at the time of checkout via cards directly on the store. To ensure maximum security, the extension has Hosted Tokenization. Additionally, it is compatible with WooCommerce Subscriptions and Pre-Orders with payments made through credit cards.

Download the WooCommerce Moneris extension here.

Information & Requirements

  • Meant only for the merchants in Canada.
  • Mandatory SSL certification ensuring safety and privacy of user data.

Why Moneris?

Being a Canadian-only payment gateway, Moneris still has a lot to offer to its users. The main features include:

  • Accepts both US dollars and Canadian dollars.
  • Automated payments and refunds through the portal.
  • Get information directly from the WooCommerce dashboard.
  • Supports mobile-friendly checkout.
  • Save card information for future purchases.
  • Faster checkout options, save payment method and card details.
  • 10: Supports eFraud tools / address and card verification.
  • Accepts Major Credit Cards / Debit Cards – Visa®, MasterCard®, American Express®, Discover®, Diner’s Club, JCB

Full Support for Subscriptions

End to end support offered by the payment gateway for WooCommerce Subscriptions and Pre-orders. This helps associate recurring payments within the online store.

To successfully use the Moneris Gateway extension, one must have the following: Please note that in order to use these plugins with Moneris’ credit card gateway, you must:

  • A vault enabled and activated with your Moneris account.
  • Tokenization enabled. Visit credit card settings to do the same.
  • Deactivating the option that says: Require Card Verification. Visit the credit card settings to turn off the same.

NAB Direct Post Gateway

Introduction

Use NAB Transact as a gateway to process credit card information with the NAB Direct Post Gateway. Irrespective of the type of card you are using, the gateway accepts customer information and does all that’s important to authenticate and pass a transaction. The gateway encompasses features such as automating refunds, supporting subscriptions, allowing risk management, inducing 3D Security and pre-authorization, etc.

Recent updates made in the plugin have added additional support for integration methods as Direct Post and XML API.

Direct Post

This directs the customers to a different page on the site, one that takes the card details of the user to process it further.

XML API

The XML API method is one where the details are entered directly at the store page during checkout. Considered to be a better option, it requires you to have PCI-DSS compliance. Note the method doesn’t support UnionPay (UPOP) or 3D Secure.

Download the plugin here.

Information & Requirements

  • A merchant account active in NAB Transact.
  • An SSL certificate.
  • AUD: payment currency

Full Support for Subscriptions

  • Subscriptions: Total support is given to WooCommerce.
  • Refunds: Integrating the gateway, store owners can have a system where refunds are automatically generated as and when needed.
  • Risk Management: End to end support given to functionalities related to risk management.
  • Pre-authorization: Automated capturing of payments as and when a transaction is initiated.
  • Recurring transactions: Allow customers to subscribe and pay in a recurring manner.

Paysafe Gateway

Introduction

One of the safest payment processing gateway, Paysafe relieves the merchants from the need to have PCI compliance. Merchants can accept payments via all types of debit and credit cards. In addition to this, it also renders support to third-party payments methods. Along with WooCommerce, Paysafe provides an integrated payment solution that facilitates online transactions in a safe and secured manner.

Download the extension here.

Information & Requirements

  • WooCommerce version 3.0.0 or above.
  • PHP version 5.3 or above.
  • WooCommerceSubscriptions version 2.0 or above.

Why use Paysafe Gateway?

With multiple plugins in place, selecting one is surely difficult. Given below are some of the unique features of the extension that will help you decide better:

  • Provides support to Paysafe Checkout JS API and Paysafe Hosted Payments API
  • Accepts both debit card and credit card payments.
  • Option to save card details for future reference.
  • Compatible with WooCommerce Subscriptions and Pre-orders.

Full Support for Subscriptions and Pre-Orders

The Paysafe gateway as seen provides support to the WooCommerce Subscriptions. Whether you want to charge subscriptions or alter the dates or even cancel one, the gateway renders support for all. Take orders and automatically deduct payments as and when the product is back in stock processing pre-orders without any hassle.

NETbilling Payment Gateway

Introduction

Another extension in our list is the NETbilling Payment Gateway. This plugin is pretty easy to use offering support to all major credit cards. With this, customers can easily save their card details without having to worry about their privacy and safety. Like others, the NETbilling Gateway renders support to both Subscriptions and WooCommerce Pre-orders.

Download the extension here.

Information & Requirements

Preliminary requirements suggest that you must have:

  • WooCommerce version 3.0.0 or above.
  • PHP version 5.3 or more.
  • WooCommerce Subscriptions version 2.0 or more.

Why use NETbilling Payment Gateway?

The NETbilling Payment Gateway offers the following features:

  • Manual capturing of data once the customer has authorized the amount during the checkout process.
  • Allow customers to keep tabs on their payment methods. Visit the My Account Page and click on Payment Methods to do the same.
  • Enable tokenization so as to create a secured environment for storing card details and encrypting the payment process.

WooCommerce Subscriptions/Pre-Orders Suppor

The Paysafe gateway as seen provides support to the WooCommerce Subscriptions. Whether you want to charge subscriptions or alter the dates or even cancel one, the gateway renders support for all. Take orders and automatically deduct payments as and when the product is back in stock processing pre-orders without any hassle.

NETbilling Payment Gateway

Introduction

Another extension in our list is the NETbilling Payment Gateway. This plugin is pretty easy to use offering support to all major credit cards. With this, customers can easily save their card details without having to worry about their privacy and safety. Like others, the NETbilling Gateway renders support to both Subscriptions and WooCommerce Pre-orders.

Download the extension here.

Information & Requirements

Preliminary requirements suggest that you must have:

  • WooCommerce version 3.0.0 or above.
  • PHP version 5.3 or more.
  • WooCommerce Subscriptions version 2.0 or more.

Why use NETbilling Payment Gateway?

The NETbilling Payment Gateway offers the following features:

  • Manual capturing of data once the customer has authorized the amount during the checkout process.
  • Allow customers to keep tabs on their payment methods. Visit the My Account Page and click on Payment Methods to do the same.
  • Enable tokenization so as to create a secured environment for storing card details and encrypting the payment process.

WooCommerce Subscriptions/Pre-Orders Support

The NETbilling gateway renders total support to the needed features of WooCommerce Subscriptions as well as WooCommerce Pre-Orders. Not to mention that the gateway is compatible with all types of payments including credit cards and eChecks. Visit the recurring billing section to be sure that your account supports the feature.

Paypal Checkout

Introduction

WooCommerce PayPal Checkout is another option when it comes to accepting payments through smart portals. When you want to set payments via PayPal, leveraging it’s Smart Payment Buttons, PayPal Checkout is the best bet.

Download the extension here.

Information & Requirements

  • You must have a PayPal account to process the setup.
  • To use the WooCommerce Subscriptions, you must have activated PayPal Reference Transactions via Express Checkout for Subscriptions.

Why use PayPal Checkout?

Features offered by the plugin include:

  • Accepts all major credit and debit cards. The plugin also supports PayPal credit and Venmo for US buyers.
  • Customers without a PayPal account can also use the portal.
  • Direct integration on the checkout and the sale page.
  • Supports recurring payments through WooCommerce.
  • Supports nearly every currency.
  • Quick capture from the WooCommerce store.
  • One-click integration and setup.

PayPal Checkout support Subscription

As mentioned above, PayPal Checkout extends its support towards the option of recurring payments as needed when opting for WooCommerce Subscriptions. It is important that you apply for the same and activate it via the Express Checkout to allow PayPal plugin to seamlessly function with WooCommerce Subscriptions.

PayPal Standard (included with Subscriptions)

Introduction

PayPal Standard is another plugin that allows you to set up PayPal payments with the WooCommerce store. The PayPal Standard extension will redirect your store customers to the official website of PayPal enabling customers to pay via their account. Once the payment is done and the transaction is complete, customers are redirected to the WooCommerce site.

Information & Requirements

All you need to have is a PayPal business account to get started with the Integration.

Why use PayPal Checkout?

  • PayPal checkout is both free and safe.
  • Quick and simple onboarding.
  • One-click integration and installation.
  • Top-notch security protocols.

PayPal Standard Support Subscription

When it comes to Subscriptions, PayPal Standard does offer support. However, there are a few things that might not be compatible with the PayPal standard extension. From multiple subscriptions to billing data modifications, recurring modifications and currency limitations, you might find it hard to modify settings with PayPal standard.

Peach Payments

Introduction

Peach Payments extension for WooCommerce is another Payment Gateway that enables the merchants to make payments accepting all major cards. What’s best about the plugin is that this also supports bank transfers, e-wallets, mobile wallets, and mobile operator billing for seamless payment.

Download the gateway here.

Information & Requirements

  • You must have a merchant account inPeach Payments Merchant.
  • The site currency must be “South African Rand (R)”.

Why use Peach Payments?

  • Secure infrastructure to store card details.
  • Supports all types of payment methods.
  • Total support to WooCommerce Subscriptions.
  • PCI compliant.
  • 3DSecure ready

Countries Supported

  • South Africa
  • Kenya
  • Mauritius

WC Peach Payments Gateway support Subscription

Fully supports WooCommerce Subscriptions (separate purchase).

The above were the top 10 WooCommerce Subscriptions Payment Gateway. We also have a few others in the list.

PsiGate Payment Gateway

PsiGate is another secure payment system, one that accepts all of the credit cards. Customers can enter information directly from the checkout page of the WooCommerce store. With PsiGate payment gateway for WooCommerce plugin, you can not only process but also authorize sale transactions. The gateway supports currency in US and Canadian dollars.

With this, you can initiate real-time order processing and order updating, selecting the right Payment method. Note that the gateways don’t store any of the card information within their database.

RedSys Gateway

Redsys happens to be one of the widely used payment gateways in Spain (98%). The said Redsys Payment Gateway is compatible with SHA-1 and new SHA-256 in the version 3.0 and above. This enables store owners to integrate Redsys, Sermepa, Servired Gateway and Iupay with the WooCommerce store.

One thing to note here is that the RedSys Gateway extends support to the WPML plugin. The extension adds a Sequential Invoice Number along with a CSV exporter. This is primarily because it is a mandatory for the Spanish WooCommerce store owners to have a Sequential Invoice Number.

Sage Payments USA

Sage Payments USA Payment Gateway accepts major cards including debit and credit cards for processing online payment. It offers the entire suite of payment solutions important for businesses of all types. Irrespective of whether you are planning to accept donations in person or payments online, the Sage Payment Gateway supports all.

TrustCommerce Payment Gateway

TrustCommerce is a payment processing company that is based out of the USA. It provides an entire suite of payment solutions to WooCommerce companies across the globe. The plugin is equipped with all of the standard features and provides a seamless payment experience to the customers. The plugin is backed by a strong security protocol which ensures that the customer’s privacy is not compromised. The gateway supports all types of card payments including e-check and third-party payments.

 

Chase Paymentech

Lastly, we have the Chase Paymentech Payment Gateway extension. It is a premium rated WooCommerce extension with powerful options to accept online payments. With an intuitive interface and a user-friendly onboarding process, the Chase payment integration portal renders total support to WooCommerce Subscriptions and Pre-Orders.

Conclusion:

Having said all of the above, the decision lies in your court. Go through all of the payment gateways, compare their features and then select one that meets your purpose best.

 

EXTENSION

SUBSCRIPTION SUSPENSION

SUBSCRIPTION CANCELLATION

SUBSCRIPTION REACTIVATION

Chase Paymentech

Global Payments Gateway

Global Payments HPP

Merchant Warrior

Moneris

NAB Direct Post Gateway

NETbilling

PayPal Checkout (reference transactions required)

PayPal Standard (included with Subscriptions)

Peach Payments

PsiGate

RedSys

SagePay Direct

Sage Payments USA

TrustCommerce

Advanced Features

 

EXTENSION

MULTIPLE SUBSCRIPTIONS

MODIFICATIONS

PAYMENT METHOD CHANGES

RECURRING TOTAL

PAYMENT DATE

CUSTOMER

ADMINISTRATOR

Chase Paymentech

Global Payments Gateway

Global Payments HPP

Merchant Warrior

Moneris

NAB Direct Post Gateway

NETbilling

PayPal Checkout (reference transactions required)

PayPal Standard (included with Subscriptions)

Peach Payments

PsiGate

RedSys

SagePay Direct

Sage Payments USA

TrustCommerce