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How to Setup Klarna to WooCommerce?

Klarna is one of the most trending online payment gateways, based in the United States. The main USP of the company is its “Buy Now – Pay Later” option. As a payment gateway, the company is getting a lot of hype. The fact that they are getting so many international clients at such a short span is a testament to their success. Meanwhile, the article is not about what Klarna is offering.

Today, we will discuss how to integrate Klarna payment solution to the WooCommerce platform, which is a part of a WordPress website. We will discuss WooCommerce briefly, but this article is primarily about a plugin called Klarna Checkout (ask for support services using this link). With this WooCommerce supported plugin, you can integrate the Klarna payment solution along with all its features in a WordPress site.

WooCommerce and the Klarna Plugin – A Quick Intro

WooCommerce is the most popular eCommerce module that you can find for a WordPress site. With the help of this open-source plugin, you can integrate a payment solution for your business. So, you can sell your products or services in a WordPress site using WooCommerce.

Now, with the passing days, selling products has become more robust. That is why people look for more features inside WooCommerce. The 3rd-Party companies then introduced their products as they wish to inject their business into the WordPress platform. Klarna also followed this trend and built two different plugins, which you can use with the WooCommerce platform. The names of the plugin are Klarna Checkout and Klarna Payments. We will learn more about the plugins now.

Understanding Klarna Checkout

Klarna Checkout essentially replaces the current WooCommerce layout and functionalities and gives a modern look alongside additional payment checkout options. You can use the “Buy Now, Pay Later” option as well as the “Pay later in Instalment” option. Of course, you can set up the direct payment option too. Overall, when you need some extra features while you want to sell your product or service, we recommend you to use Klarna Checkout.

Understanding Klarna Payments

Klarna Payments is, as you can say, a conventional payment gateway that you can use with WooCommerce. You should know that this plugin doesn’t change the layout, neither it adds any additional features at the time of checkout. If you are looking for a simple payment gateway solution that accepts most modes of payments, then Klarna Payments is ideal for you. You can also add PayPal working together with the plugin.

Some significant reasons to integrate Klarna into WooCommerce:

There are several significant reasons to use Klarna instead of conventional WooCommerce modules. Some of the notable features are as follows:

  • Both the plugins add robust payment features which you will not get in the regular WooCommerce module. That would apparently boost sales by 15% to 20%.
  • Klarna is a user-friendly payment solution that approaches customers with a more interactive manner. So, the chance of conversion is getting high every time you use Klarna.
  • Of course, the payment gateway offers the Buy Now, Pay Later feature which has its own appeal to a particular set of customers.
  • The platform offers a wide range of payment modes which a customer can use to make a payment. Nowadays, everybody wants these flexibilities as there are loads of promotional offers and deals that people love to implement while they make a payment.
  • Klarna is a secured platform that comes with features like Post-purchase support. So, it gives the customers an extra layer of safety while they make any payment; something they will not get if you choose to use WooCommerce’s default modules.
  • It does amazing order management – you can read more about the same on their official website here.

What are the charges involved?

At the time of writing this article, the costs involved in transactions through Klarna checkout for your end-users (that you must know about) are:

  • For an onsite transaction, they charge £0.20 along with 2.49% of the transaction.
  • In case it is an offsite payment, the fee is £0.20 plus 2.99% of the transaction.
  • Apart from that, there is a monthly fee involved – £30.00.

What are the prerequisites in using Klarna Checkout?

Before we go deep into procedures, it would be best to know what we need before the installation and configuration of Klarna Checkout:

  • The first thing that you need is an account with Klarna. For that, visit the official and create one.
  • It would be best if you update WooCommerce to the latest version available.
  • We advise an SSL certificate attached with the domain.
  • We also recommend upgrading the PHP version to the latest one available.

Klarna Checkout Installation and Configuration

  • From the WP Dashboard, move the mouse pointer over Plugins, and click on “Add New.

  • On the search bar, type “Klarna Checkout,” and you should see it. Then you need to click on install. After a few moments, you will see Activate, which you need to click. We hope you did that right which means the plugin is installed and activated.
  • After that, from the WP Dashboard menu, hover the mouse pointer on to WooCommerce now, and you should see Settings. Click on that. Once you see further options, click on “Payments,” which should give you all the payment gateway options.
  • Find “Klarna Checkout,” and enable the feature using the toggle switch.
  • Then, on the right-hand side, click on ‘Setup.’
  • You need to provide some basic information – a Title, a payment description, order confirmation email address, shipping address if any, product URLs, customers types, and of course, the merchant credentials. Note that you will get these data from Klarna. You also need to put down the API keys, which you will also acquire from Klarna.

  • Then, you should make a test transaction to know if everything is working fine or not. After that, you can go live and accept payments.

Klarna Payments Installation and Configuration

The prerequisites to install and configure Klarna Payments are the same as the other plugin. So, without repeating the same thing, let us go straight into the installation process:

  • The first step is to find the correct plugin and install it. For that go to the “Add New” section of the Plugin option. In the search bar, this time type “Klarna Payments,” and you should see the plugin is flashing first. Please make sure you are installing the right one as there two plugins with almost the same name.
  • Install and activate the plugin accordingly.
  • From the WP Dashboard menu, go to the Settings section of WooCommerce. Click on ‘Payments,’ which should route you to the page where you can see all the gateways listed. Find Klarna Payments, and click on it enable toggle switch to avail the service.
  • Then, click on ‘Setup,’ which will again route you to the page where you need to put all the data to make the payment gateway work.
  • The information includes Title, Description, Test mode options, Product URLs if any, Production Username & Password, and a few more. You need to provide all this information correctly. Of course, you will get all the details from Klarna’s original account dashboard. If not, then we suggest you contact the support team.
  • The next step is to test the payment gateway with test transactions. If everything is done correctly, you can receive payments.

The Conclusion

It can take up to 3 business days from the day the product gets shipped to receiving the amount to your bank account with this payment gateway. To conclude, Klarna is an incredible payment gateway with an approach to target modern-day customers, and both the WooCommerce plugins provide every bit of support to attain that goal.

How to Setup Ogone Payment Gateway in WooCommerce?

Ogone Payment Gateway or WooCommerce Ingenico is a popular plugin allowing online sellers to accept both local and international payments from their online customers. The best part is that it facilitates the customers with multiple payment options. They can choose a payment mode as per their convenience. The platform helps in improving the graph of conversions while ensuring complete satisfaction of the customers.

What is the WooCommerce Ingenico or Ogone Platform?

Ogone Platform is rebranded as WooCommerce Ingenico. The major reason behind rebranding of the platform is to highlight Ingenico (Ogone platform plugin works in integration with it). However, it is to be noted that only its name has been changed and not the features.

Ingenico comes with a wide range of versatile reporting options making it easier for merchants to manage and monitor their payments accounts without any hassles. Plus, the platform also uses a flexible approach. Merchants can customize the channels, payment modes, and functionality according to their business needs.

Why choose WooCommerce Ingenico?

  • It is accepted in more than 40 international and local payment options
  • It meets all the security standards as the payments are routed via its own servers
  • Ingenico can be easily customized and users can add as many payment modes as required
  • The payment page is customizable
  • Ingenico accepts all types of Debit and Credit Cards such as Diner’s Club, MasterCard, Visa, Maestro, American Express, etc.

What countries support Ingenico?

The platform is supported in many nations including Belgium, US, Netherlands, France, Germany, Austria, United Kingdom, Switzerland, and Luxembourg.

What plugin is used to set up WooCommerce Ingenico?

PayTrace Payment Gateway plugin is used for setting up WooCommerce Ingenico. It can be downloaded using this link – https://woocommerce.com/products/ogone/.

Requirements

  • WooCommerce website version 3.0.0
  • Merchants need to purchase the extension.
  • Sign in to Ingenico platform and get your Secure Hash Algorithm (SHA) credentials.

Steps to Setting up and Configuring WooCommerce Ingenico plugin

Installation

Step 1- Sign in to your WordPress account.

 

Step 2 – Click on WordPress admin I plugins I add new I upload plugin I choose a file. Select the downloaded zip file. Next, select install now I activate to enable the extension.

Setting up the plugin

  • Click on WooCommerce I Settings I Payments > WooCommerce Ingenico
  • Select “Enable plugin” and then press “Manage” button

Configuring the plugin

Step 1 – Sign in to Ingenico account

Step 2 – Click on Configuration I Technical Information I Global Security Parameters. Now, set SHA-256 as the platform’s Hash algorithm. Now, scroll down to the page’s bottom and select “Save”.

 

Step 3 – Select Configuration I Technical Information I Data and Origin Verification. Now add “URL of the merchant page containing the payment form that will call the page: order standard.asap” in the given sandbox. Next, fill in “SHA-IN passphrase”. Lastly, click on “Save”.

Step 4 – Click on Configuration I Technical Information I Transaction Feedback. Tick the checkbox related to receiving redirection related transaction feedback parameters later on (check image).

 

Step 5 – Go to “Direct HTTP server-to-server request” and select “No request” as the “Timing of the request”.

Step 6 – Next, on the same page you’ll find the “Dynamic e-Commerce parameters” section. Check the “Selected” list and make sure it has NCERROR, COMPLUS, STATUS, PAYID, and ORDERID.

Note – The customers who have already purchased WooCommerce Ingenico plugin but failed to add COMPLUS in the “Setting” may find a notification (on the admin page) for setting configuration within WooCommerce Ingenico. Once you configure the setting click on “Complete” (which is there on the notification). These steps are crucial to ensure uninterrupted processing of credit cards.

Step 7 – On scrolling down the page (towards Transaction Feedback) you’ll find the “Security for request parameters” section with SHA-OUT passphrase mentioned under it. Add a phrase in the box of your choice. Finally, click on “Save”.

Customize Ingenico (Ogone Platform) Extension

After completing customization of Ingenico settings (back office) Sign in to your Ingenico dashboard for configuring the plugin. You may customize all the elements listed on the page including the ones highlighted below –

 

  • Check or uncheck “Ingenico (Ogone Platform)” box – Enabling the payment gateway will allow the customers to use it during the checkout process.
  • “Testing” – Select “Yes” from the dropdown list if you want to add the test feature in your account. You may add a “No” here as well if you have already planned to make your site public and accept the payments from customers.
  • “Title” – Fill in the “Title” in the given box. Keep in mind this title will be displayed before your customers on the checkout page.
  • “Description” – here you can add detailed information for your purchasers.
  • “Ingenico PSPID” – Add the PSPID sourced from your Ingenico account. The PSPID should be different from testing mode and live mode.
  • “SHA-IN” – Fill in the SHA-IN passcode created during account configuration in the step mentioned above in Step 3 above.
  • “SHA-OUT” – Add SHA-OUT passcode created during account configuration in the step mentioned above in Step 7 above.
  • “Template Page” – Add a URL similar to the one on your site’s server.
  • “Debug Mode” – This option should be enabled only if you are facing any problem with WooCommerce Ingenico plugin.

Conclusion

Integrating your WooCommerce online shop with Ingenico (Ogone Platform) will make things easier for you. From accepting payments through credit card to ensuring complete security of your customers’ sensitive data the advanced servers of Ingenious will meet all your unique business requirements (related to payments particularly) efficiently. Hire WooCommerce experts if you are sceptical about doing it on your own.

How to Integrate SecurePay Payment Gateway in WooCommerce Stores?

SecurePay is one of the most reliable payment gateways introduced by the Australian Company OLB Group, Inc. It is an ideal way of connecting an online platform to a secure server that can address various e-commerce needs. The extension is a perfect solution for organizations and businesses of all kinds and sizes. Merchants are facilitated with complete payment solutions that can ease the online sale-purchase process for the businesses. The system enables them to start their business within a week’s time.

Being a leader in Australia’s online payment market, SecurePay’s experience spans over 15 years. The platform has experience of helping more than 40,000 organizations with their unique e-commerce requirements.

What Plugin is used for SecurePay Direct Post Setup?

SecurePay Payment Setup uses WooCommerce SecurePay Payment Gateway plugin. With installation and setup of this plugin the merchants can accept customer credit cards. It takes less than 5 minutes to set up the plugin. The system checkout process is eased to a great extent with SecurePay. Before we talk about the process, let’s first tell you why this gateway is a decent choice for your eCommerce store.

Benefits of SecurePay Online Payments

Simple application process – SecurePay Payment Gateway allows businesses to facilitate their customers with good selections of payment options including PayPal, Visa, American Express, MasterCard, Diners and Club International. Customers can make the purchase without any hassle. It further helps businesses to gain an increased number of sales. The best part is that merchants need not to visit their banks to submit the application. The complete process can be initiated online.

Easy integration – The payment gateway also offers the benefit of quick integration. You can easily integrate the system with multiple e-shopping carts. Plus, users can access all major banks (particularly Australian) easing the process of receiving payments for merchants.

Security of online transactions – With online payment gateway in use you are guaranteed to have safe and secure transactions. It also protects customer information from unauthorized access and fraud. SecurePay is easily manageable. Customers can access the account related data any time. Additionally, it offers the benefit of reporting. The details therein allow individuals to manage transactions and build strategies effective for business marketing.

User-friendly for both customers and businesses – SecurePay opens multiple payment options for online purchase. Customers can pay via bank transfer, credit card, COD, or in person. One of the greatest advantages of the online gateways is that you can reap the benefit of all the methods collectively.

Additionally, SecurePay easily works in combination with multiple payment platforms. By integrating the platforms with this payment gateway a businesses’ customer count is sure to increase in their customer count (irrespective of the payment option they choose according to their bank account suitability. Paying for their online purchase will be easier. Also, the process of payment through SecurePay is user-friendly, quick, and safe.

Additional benefits – SecurePay is supported on Mac and Windows. It can be deployed on Cloud Hosted platforms and offers impeccable English language support. The online gateway comes with Quote-based and One-time payment pricing models making it easier for merchants to manage the cost. It’s an ideal option for Freelancers, Small/Medium Business and large corporates. You can rely on this payment gateway for detailed online reporting, online payments, PayPal support and more.

SecurePay Payment Gateway Installation Process

  • Download the SecurePay Payment Gateway plugin.
  • Open “woocommerce-securepay.zip” file and then upload it to the directory. Find WordPress > Content > Plugins.
  • Go to the “Plugins” menu for activation in WordPress.

SecurePay Payment Gateway Plugin Setup Process

  • Find Store > WooCommerce > Settings > Checkout.
  • Select SecurePay payment gateway by selecting payment gateway.
  • Customize the Test Mode, Title, Merchant Pass, Merchant ID, and Currency.
  • Now select ‘Save Changes’ for saving the SecurePay information.
  • Now use frontend SecurePay.

Integrating WooCommerce SecurePay Payment Gateway in Website

Requirement

  • SecurePay Payment Gateway Plugin for WooCommerce.
  • SecurePay account (in a Australia based bank).
  • SSL certificate.

Follow the below listed steps for integrating SecurePay Payment Gateway –

  1. Sign in to your WooCommerce WordPress Website
  2. Go to WooCommerce Menu > Payment > SecurePay payment gateway
  3. Check ‘Enable SecurePay Payment Gateway’ box
  4. Add SecurePay Merchant ID and SecurePay Password
  5. Select ‘Save Changes’

Finding Secure Pay Merchant ID

Merchant ID can be found in SecurePay account by logging in to your account using this link.

Once you sign in to your SecurePay accounts find your account’s Merchant password and ID.

What to do if you find Live Mode ‘Invalid Merchant ID’ Error

Here are the reasons if you find ‘Invalid Merchant ID’ error –

  • Check whether your ‘Transaction Merchant ID’ has 7 characters (For example – XYZ0022). Accounts having Merchant ID of 3 characters wouldn’t be accepted (for example – XYZ). In this case you’ll need to connect with SecurePay customer care for a valid LIVE Merchant ID.
  • After you enter the ‘Transaction Merchant ID’ make sure you forget to untick ‘Test environment’ box.
  • It is important to install a full-proof SSL certificate on WooCommerce site. Plus, ensure the server has TLS1.2 support.
  • If you are facing errors make sure the plugin is downloaded or installed from the official WordPress plugin manager. Do not consider any other site for plugin download.
  • Disable plugins which aren’t necessary. Switch your account to WordPress theme (default).

Conclusion

Being one of the most reliable payment gateway plugins SecurePay can meet your unique business needs efficiently. However, some third party themes or plugins added to the site may cause some issue. Therefore, it is wise to conduct test transaction. In case the plugin fails in the testing system disable some plugins or try changing your website’s theme. For assistance or support services related to SecurePay Direct Post, you may consider WPCustomify team.