payment gateway Archives - Page 2 of 3

How to Setup GoCardless Gateway in WooCommerce?

Posted on: December 31, 2020 Posted By: wpcustomify.com

GoCardless is a popular payment platform allowing the merchants to collect customer payments directly from the customer’s bank account in New Zealand, Sweden, UK, Australia, Eurozone, and Denmark.

The payment method is available for the customers, who live in SEPA (Single Euro Payments Area) nations including Belgium (BE), Austria (AT), Switzerland (CH), Czech Republic (CZ), Cyprus (CY), Bulgaria (BG), Estonia (EE), Denmark (DK), France (FR), Finland (FI), United Kingdom (GB), Germany (DE), Croatia (HR), Greece (GR, Ireland (IE), Hungary (HU), Italy (IT), Iceland (IS), Latvia (LV), Liechtenstein (LI), Lithuania (LT), Malta (MT), Luxembourg (LU), Netherlands (NL), Monaco (MC), Poland (PL), Norway (NO), Portugal (PT), Sweden (SE), Romania (RO), Slovenia (SI), San Marino (SM), Spain (ES), Slovakia (SK) and others.

GoCardless benefits the customers residing in the above mentioned nations, but this payment platform can be used by the merchants which have billing addresses in Ireland, United Kingdom, Austria, Denmark, Germany, Luxembourg, Spain, Australia, Sweden, Finland, Belgium, Netherlands, or France.

Why is GoCardless Payment Gateway a better option?

It is a highly secure and trusted payment platform
It doesn’t requires integration of API keys
Facilitates the online sellers with GoCardless Sandbox which eases the testing process.
Allows individuals to maintain a copy of transaction details for reference.

Requirements

A WooCommerce 3.5.0 version
Account (should be registered in the name of the Merchant)
A verified SSL certificate (for the users who want to use payment checkout form).

Registering or Logging In To GoCardless Account

For using GoCardless merchants need either a new account or an existing GoCardless account. Log in to your account following the below listed steps –

Open gocardless.com in your browser
Click “Sign Up Now”
Fill in all the necessary fields
Click on “Create Account”

What plugin is used for GoCardless Gateway?

The plugin for WooCommerce GoCardless Gateway payment can be downloaded through this link.

Setting up and Configuring WooCommerce GoCardless Gateway

Click on WordPress Admin > Plugins > Add New > Upload Plugin. You may use the downloaded file here by selecting “Choose File”. Next, click on Install Now > Activate for enabling the extension.
Find the dashboard in your account and select WooCommerce > Settings > Payments. Now enable “GoCardless Direct Debit” and then click on “Set Up”. With this step merchants are redirected to GoCardless Direct Debit settings option.

Now click on the “Connect with GoCardless” option.

Sign in to the GoCardless account using your credentials. Create an account if you aren’t registered yet at the platform.

Once you sign in successfully you’ll find a notification authenticating the sign in process.
Click on the “THAT’S MY SITE – REDIRECT ME” button.

You’ll find a URL next to Webhook Secret sandbox towards the bottom of the page. Copy this URL.

Now, click on “here”. The site will open a new window where you’ll need to give the following details –

1. Name – Fill in your full name in the given space
2. URL: Here you need to paste the link copied at Step 8.
3. Secret String: Select a string of your choice. Make sure to take a note of it for future reference.
4. Select or Deselect Webhook client certificate.

Click on “Create Webhook Endpoint” option
Now close the “create webhooks endpoints” window
Go to Direct Debit (GoCardless) and find settings option on your site
Next, fill in the secret string (created at step 9)
Click “Save changes”.

Setting up GoCardless Direct Debit

Complete the configuration process of your GoCardless payment gateway as directed below –

Tick on Direct Debit (GoCardless).
Add “Title” in the given space. Specify a name that you want the customers to see on the checkout page.
Next fill in the “Description” – it will be displayed before the users on checkout. Take the default description in the picture above as your reference.
Now select “Direct Debit Scheme” from the given dropdown menu. Refer to the default settings in the image above.
Enable ‘Log debug messages’ – you can use it to troubleshoot issues as and when required.
Finally, click on “Save changes”.

Flow Work Checkout Process

Choose a product from the list featured on your website
Now select “Add To Cart” option
Next click on View Cart” option
Select “Proceed to checkout”
Fill in all the required information
Choose the Direct Debit option and then click on “Place order”. You will access the payment form where you need to click on “set up a direct debit”

Once the info is validated the customer will be redirected to the confirmation page.

Finally, you’ll reach the ‘order received’ page.

Conclusion

GoCardless Gateway extension integrates the direct-debit payment gateway with the merchant’s WooCommerce site. The platform has payment collection easier than ever, indeed. For the WooCommerce store owners looking for Gocardless gateway integration services, WPCustomify could be a perfect option.

How does the Alipay Payment Gateway work?

Posted on: December 30, 2020 Posted By: wpcustomify.com

If you wish your business to extend in Mainland China, you should most certainly prefer using the Alipay Payment gateway. Half of the entire population of China, which as we know it is the most populated country in the world, loves using Alipay to make any payment online.

Therefore, it makes sense to set up this payment method for your business shop or website if you are targeting the Chinese market. So, in this article, we will use an exclusive WooCommerce plugin – Alipay Cross Border Payment Gateway to receive payments from one of the biggest markets in the world.

Understanding WooCommerce

WooCommerce is, first of all, an open-source platform for WordPress websites. So, if you are thinking of extending your WordPress site with eCommerce functionality, WooCommerce is the first place you should go. Now, the reason most people use this plugin is, primarily, that it is free to use, and most WordPress themes support it.

Now, moving on to the main topic with Alipay Payment Method; we advise you to use the dedicated WooCommerce extension – Alipay Cross Border Payment Gateway, to set up the payment method. So, let us discuss the steps now.

Prerequisites

Before we jump straight into the setup procedure, let us first know what you need before you the installation:

You need to make sure whether your WordPress theme supports WooCommerce or not. Most themes do support it, but it is a standard protocol to check.
The other thing that you should verify is whether or not the PHP version is a minimum of 5.3. Now, with every new update, the PHP version will upgrade itself. So, you need to keep up to that, every now and then.
Finally, you need to go to Alipay website and create an Alipay account first before you can use it on WordPress. You will need approval from Alipay Cross-Border merchants to accept payments from the Chinese market.

The Steps

Though you can hire WooCommerce support to get it configured perfectly and quickly, here are the steps to install and configure the Alipay Cross Border Payment Gateway:

Installation:

The first step is to download the Alipay Cross Border Payment Gateway extension from your WooCommerce account.
Next, to use the WooCommerce extension, you must install in the WordPress server first, and for that, you need to upload the .zip file that you have downloaded. To do that, from the WP Dashboard, hover your mouse pointer over Plugins, and then click on Add New.
Then, at the top, you will find an option, “Upload Plugin.” Click on that, and you are able to upload a file.
Finally, click on Install Now, which will give you the option to Activate the plugin. Do that, and it will activate the plugin for use.

Setup:

First, you need to go to the Alipay Cross Border Payment Gateway settings page. For that, while you are in the WP Dashboard, hover the mouse pointer over WooCommerce, then hover again to Settings, and click on it.
On the next Window, you should see the option “Payment Gateways.” Once you click on that, you will get to see the options in regards to the Alipay Cross Border Payment Gateway.
Now, since we asked you to open and verify your Alipay merchant account beforehand, you should have some of the data that the plugin requires to make it work. Then, you need to type down the “Partner ID” and “Security Code” in its respective fields and click save down below.
The Alipay Cross Border Payment Gateway is ready to use.

Working Confirmation:

The Alipay Cross Border Payment Gateway allows you to test the payment gateway for free. So, before you make your WordPress site live in the Chinese market, we advise you to do some test transactions and verify whether it is going through perfectly or not

Conclusion

One thing that you should know about the Alipay Cross Border Payment Gateway, it is a WooCommerce Extension, and it comes with a subscription amount. You need to pay $79.00 for a year, where you will get every update and support assistance you need. What we would like to conclude is the plugin surely serves the cause and you can seamlessly receive money for the Chinese market with very few issues.

To get Alipay Payment Gateway setup support, use this link.

What is PayPal Pro and How to integrate it With WooCommerce Store?

Posted on: December 29, 2020 Posted By: wpcustomify.com

PayPal pro is a highly customizable payment management web application which is easy to configure for an enhanced online transaction experience. It lets you play with almost all available brand debit and credit cards. Being a PayPal initiative, it also accepts PayPal and PayPal Credit.

PayPal pro lets you experience the trustworthy look and feel to front end as well as back end. Configuration is just easy enough for any type of business needs as well it works on all the available devices. And since it’s from PayPal and powered by the PayPal secured server, you already have millions of customers’ trust on your store.

Benefits of PayPal Pro

Customizing the look of the checkout page.

By logging into a PayPal account and navigating to the Profile > Selling Tools > Customize your payment page, you can add or edit template appearance. Clicking on Options tab will lead you to some additional modifications settings such as displaying the customer service contact details.

On page Checkout

With PayPal pro, customers will never be required to leave the website payment page to complete the transaction with their credit card.

No PayPal account required

Although PayPal pro is PayPal driven, customers don’t need a PayPal account to perform a checkout. Customers can normally checkout using their credit card.

Transaction authorization in real-time

Transaction authorization in real time simply means that the merchant asks the bank to transact a certain amount from the customer’s card in real time. Authorization involves validation of card, accessing the transaction risk and if approved, reserving the sales amount.

What Plugin Used to Set Up PayPal Pro?

Installing WooCommerce Plugin

Setting up PayPal pro will require a SSL secured web hosting and the steps provided below:

Step 1: Signup on the WooCommerce account and download the WooCommerce ZIP file.
Step 2: Log in to the WordPress admin and navigate to the Plugins.
Step 3: Click on add new and navigate the downloaded WooCommerce ZIP file.
Step 4: Click on upload. Once uploaded, activate the plugin.

Note: If you don’t have a SSL, you can tick the Force secure Checkout option available at: WooCommerce> Setting>Advanced.

Setting up PayPal Pro

Like any other payment gateway integration, a PayPal pro business account is a must thing before you begin with setting up PayPal pro. You can perform a free sign up at the PayPal website and proceed with choosing the monthly plan. Once you have your business account set up, you can set up the payment method. Here is the quick and successful navigation through the required steps.

Enter WooCommerce > Settings > Payments
Select Manage at the PayPal pro option.
Make required changes in the box displayed:

1. Enable/Disable – Enabling it will initiate the PayPal pro as the payment gateway in the ‘Live’ mode.
2. Title – Enter your preferred title to be displayed on the checkout screen.
3. Description – Enter the description to be displayed on the checkout screen
4. Test Mode – You can enable it to linger in the test mode. Don’t forget to disable it whenever you want to enter live mode.
5. API Username – Enter the API Username as obtained from PayPal.
6. API Password- Enter the API Password as obtained from PayPal.
7. API Signature – Enter the API Signature as obtained from PayPal.
8. Payment Action – You can choose to capture the payment even before authorization. However, to avoid complication, you should choose to obtain fun after authorization.
9. 3D Secure 2 and 3D Secure 1 – If you are a UK based merchant, you will need to tick this option to allow Maestro Credit Cards. Read more at PayPal UK security.
10. Send Item details – You can cheek this option if you want to associate item details during the entire checkout process.
11. Debug Log – For Troubleshooting purposes, you can enable or disable it accordingly.

Save and close.

How to Get the API credentials from PayPal?

In the above steps of setting up PayPal pro, you might have seen that I have filled some credentials. Those credentials can be obtained by following the steps given below.

Step 1: Log in into PayPal account by navigating to PayPal official site address.
Step 2: Under the Account access, select Update.
Step 3: Find NVP/SOAP API integration and select Manage API credentials.
Step 4: Show or hide API Username, API Password, API Signature.
Step 5: Copy and paste them in the required fields while setting up the PayPal pro.

What is The Difference between PayPal & PayPal Pro?

PayPal is an internet based payment processing system that processes digital cards and lets you quickly send and receive money from the comfort of your home. You can transfer money to any corner of the world or make a purchase on many online shops including websites like eBay.

On the other hand, PayPal pro is a sort of extension to PayPal that facilitates the integration of PayPal merchant accounts on your local online shops to let the customer make a checkout to their selected items. You can think of it like a payment gateway.

Conclusion

We just concluded setting up a PayPal pro payment system is quite convenient. You have most of the customizations in your hand. Also at the same time, it is one of the trustworthy payment based engines and works with all digital credit and debit cards available as the medium of money exchange. Setting it up requires no more than WooCommerce establishment. If still facing a problem, you can always visit WPCustomify for the best solution.

What Types of Payment Methods Elavon Support?

Posted on: December 27, 2020 Posted By: wpcustomify.com

Elavon which was founded in 1991 has gone on to achieve huge success in the last three decades. Elavon which is currently a subsidiary of the U.S. Bancorp is a convenient payment integrating technology that is easy to use and manage. It has the best security implementations so far.

Thousands of businesses are already powered with Elavon Converge and Fusebox, the two major payment gateway solutions provided. However, Converge is a leading gateway used by major big firms. Either of them is capable of doing major transactions in any environment including mail/telephone, Shop, mobile app, and eCommerce. But Converge can be integrated with more than 50 popular shopping carts.

Security Features

The payment is bound with end to end encryption.
No payment data is recorded or stored anywhere in the server unless you specify.
In the case of device damage or being lost or stolen, your payment date is safe with Elavon.

Payment Methods that Elavon Supports

Elavon agrees with the following payment methods:

Credit and Debit Cards
Mobile Wallets including Google Pay, Apple Pay, and others

How to Integrate Elavon Payment Methods with an Online Store?

Before we get into the process of integrating Elavon with the eCommerce Platform, having a few pre-requirements will surge a quick workflow. Here is a list of things you will require to integrate Elavon with an eCommerce site.

An Elavon merchant account is necessary. If you don’t have it, you can contact the Elavon sales team for assistance while creating an account on Elavon.
Hosting with SSL certificate to ensure the safety of customer’s payment information.
Stores should have a one-Page checkout enabled.
The store country should be either the United Kingdom or Ireland. If you are a citizen of none of them, you can still use Elavon through the MyVirtualMerchant payment gateway.

Once you have all the above things finished, you can easily integrate either of Elavon’s offered payment gateways.

Here are the steps elaborated for Elavon Converge integration.

Step 1: But the extension, download and install it.

Step 2: Create an account on Elavon if you don’t have any.

Step 3: Save the credential information and the PIN on the setting page.

That’s it. Now let the payment process.

What Plugin Used for Setup ELAVON?

Talking about the plugin, Elavon converge requires you to install Elavon Converge for WooCommerce gateway plugin which is capable of taking debit and credit cards and eCheck payments on the WooCommerce store and includes the best support of WooCommerce subscription.

Debit and Credit Card Processing

No matter where you go, the most common cashless methods of payment would include debit card payments, credit card payments and digital payments. Elavon Converge can be a great tool to simplify acceptance of these payments anywhere and anytime. We have listed below few cons of using Elavon Converge card processing:

It provides features to fit in your customers with all the popular mobile wallets from apple pay to google pay.
You can choose the industry-first fraud services of elavon which ensures security from any kind of online card payments.
Elavon provides three funding options for businesses with a lot of flexibility and the customers can choose the best suited for their requirements.

How to Make a Refund with Elavon?

Elavon supports automatic refunds. Customers can process refunds directly within WooCommerce. It will save you from logging in to the merchant’s account.

However, there are two options provided for a refund. You can choose either to refund manually or via Elavon Converge Credit card. In any case, the auto refund fails, which is less likely to happen, you can choose to refund it manually.

Why choose Elavon Converge?

Elavon Converge seamlessly operates with debit and credit card transactions.
It displays authorization messages to customers on your preference.
It has an option for the customers to securely store payment information for easier checkout.
In the one-time payment, you get a WooCommerce subscription and pre-orders.
It accepts all the major credit and debit cards, including American Express, Visa, and MasterCard.

More Features

Seamless Checkout

The Elavon converge provides you with maximum control by limiting the user to a few clicks and a simple checkout process. That means you have a lot of customizations in your hand as a business owner.

Automatic refund

Employees can make refunds directly from the WooCommerce interface rather than the traditional way of logging into the merchants’ account. Employees can make full or partial refunds as well by editing orders. If the transaction finds an issue, a transaction void will be performed as a first measure before proceeding with order cancellation.

Saving Payment Methods

Customers are provided to save multiple credit card details safely on the server for faster checkout. Taking in-depth about the servers, these are Elavon’s secure servers. Customers also have the option to mark active payment methods for even a more enhanced checkout.

Multi-Currency Support

Multi-currency support allows the merchant to make transactions in a currency other than their local one. The merchant will have to purchase a currency switcher to let the customers make choices.

Conclusion

Elavon is a master safe payment integration channel. Converge is its right hand. Although the Fusebox is equally powerful and safe, Converge is leading. Be it the refund or the checkout, eCheck processing, or tokenization, you need not worry about anything.

Want to set it up for your store but not sure about doing it on your own? No worries; leave it to experts. Talk to WPCustomify to get it done, or any Elavon/WooCommerce related support.

How to Setup Payment Express (Windcave for WooCommerce) as Your Payment Gateway?

Posted on: December 24, 2020 Posted By: wpcustomify.com

A perfect payment gateway works like a charm with any transaction. Also, if you have a variety of payment options available, you have the guarantee of users not leaving due to the lack of their preferred payment option.

A payment gateway is a medium that allows users to successfully transact a certain amount of money by processing the cards under the assurance of the payment gateway’s public and private keys. The payment express payment gateway links to almost all brand debit and credits including JCB, Diners, VISA, and MasterCard.

Payment Express (now called Windcave for WooCommerce) requires an SSL certificate of course and a hosting that binds the SSL. Apart from that, a master manual to set it up perfectly. This article will cover a vast overview of how to set up Payment Express as your Payment gateway.

What plugin is used for Payment Express (Windcave for WooCommerce)?

One can use Windcave for WooCommerce Plugin (It was formerly called WindCave) to set up Payment Express. Downloading and installing this plugin just requires a few steps.

Step 1: The user is required to login into their WooCommerce account. You can also login via WordPress credentials.
Step 2: Download the Zip file of WooCommerce from the download link provided.
Step 3: Having logged into the WordPress Dashboard, enter the plugin section.
Step 4: Click on add new plugin and navigate to the download folder in the local storage.
Step 5: Make the upload and activate the Windcave for WooCommerce plugin.

How to Register with Payment Express or Windcave?

After setting up payment express, it will require you to sign up on the Payment Express official website to use it.

Note: Payment Express is rebranded in the name of Windcave.

Step 1: Once you enter the payment express or Windcave signup page. Fill the details asked for and click on get started

Step 2: Verify the email account and Wait for the Sales to contact you as an answer of account activation.

Step 3: Request for a chargeless Px-Post credentials from the support.

Step 4: Once you have the credentials in your hand you are ready to go for the configuration in the WordPress dashboard. Having entered the dashboard, click on the WooCommerce setting and click on checkout.

Step 5: Check the force secure checkout option under the checkout process. Now, Checkout can be done in Live mode.

Step 6: Save the changes

Step 7: Enter the WooCommerce Menu > Settings > Checkout > Payment Express.

Step 8: Tick Enable the Payment Express and Px-Post Testing to let the Payment Express run in live mode. Enter other details that need to be shown to your store customers at the time of checkout.

Step 9: Now, there are Px-Post Username and Px-Post Password fields that need to be filled with the same credential that you requested from the support.

Step 10: Save all the changes.

As the WooCommerce store owners need to add more details for their customers’ easy than just setting up and configuring payment gateway, here are a few more configurations that you must take care of:

For a credit card payment, you must get an Internet Merchant Account Facility from your bank and apply for the Payment Express service on the Payment Express official Website.
You can also configure the currency type and transaction mode. There are more than dozens of currency type options available for transactions in different countries and mainly 5 Transaction types to choose one from Purchase, Auth, Complete, Refund, and Validate.
To show off the security parameters, you can use AVS for all transactions made with credit and debit cards at the payment gateway.
Another security parameter is the Card Verification 2 or CV2. It allows you to validate the credit and debit card transactions made on Payment Express.
You can also make change to the interface, changes like Submit button text, Reset button Text, Cancel button Text, Amount not specified error, Card number not specified error, Expiry date invalid error, and a lot more texts that are displayed either as correction to user input or a sign to invalid entry.

These settings will help you improve the user experience for the checkout process in your WooCommerce shop for the buyers.

Payment Express is a quick addition to WooCommerce and a really quick solution to transactions as well. Provided a SSL certificate held with the hosting, you need nothing more to grab the credentials through quick sign in on its official website. Believe me, Payment Express is a melting butter over the fluidy WooCommerce. We hope you got your problems sorted with the help of this article. In any case you didn’t, you can always visit WPCustomify to get quality support services.

How to Setup PayPal Powered by Braintree in WooCommerce?

Posted on: December 23, 2020 Posted By: wpcustomify.com

PayPal powered by Braintree is an easier option for accepting payments. This payment gateway plugin is no different to credit card terminals where the customers are required to swipe their card to pay for their in-store shopping. It ensures that the payment info of the customer is safely and securely stored.

Integrating your website with a merchant account on PayPal powered by Braintree offers a number of benefits. The shopping cart and e-commerce partners allow users to create a provisional or trial account even with less information. After creating a merchant account users can access the payment gateway through the Control Panel of PayPal powered by Braintree. Once your application process is completed you may start receiving all the payments to the registered bank account.

It is easy to accept PayPal and credit cards alongside each other. When submitting your account application it is recommended to link your account with your current PayPal account. Alternatively, you may build a new account. In either of the ways users can easily manage their PayPal account settings/disputes.

WooCommerce PayPal Checkout Payment Gateway plugin is used for the purpose. It can be downloaded using this link.

A) Installing PayPal Checkout Plugin

Sign in to your WordPress account
Find ‘Plugin’ and then click on ‘Add new’

B) Setting Up And Configuring

Go to Woo Commerce > Settings > Payments > PayPal Checkout

Now, enable Braintree(PayPal) plugin
Click ‘Manage’

Setting of Gateway Configuration

To set Gateway Configuration check the steps listed below –

Check Braintree (PayPal) Gateway by ticking on ‘Enable this Gateway’ box
From Environment’s sandbox choose ‘Production’ from the dropdown menu
Fill Merchant ID, Public Key, and Private Key.
Select ‘Save Change’

Customize Button Shape, Button Shape, and Button Size
Choose Pay with PayPal or PayPal CREDIT button
Tick on Buy Now On Product Pages
Check Enable Cart Checkout box
Check Tokenization to enable save card on checkout option
Select ‘Save Changes’

Check the Final Braintree PayPal Pages

Product Page of Your Website

Checkout Page and Cart Page of Your Website

h2 class=”elementor-heading-title elementor-size-default”>How to Find API and Merchant ID on PayPal Powered by Braintree?

Follow the steps to connect the plugin to your Braintree account –

Sign in to your account
Find the profile icon (towards the upper right corner)
Select ‘My User’

Click on ‘View Authorizations’

Select ‘View’ for viewing the API keys. Alternatively, you have the option of generating a new set of API Keys.

If you click on ‘View’ you’ll get access to Public Key, Private Key, and Merchant ID.

Braintree PayPal Gateway Settings

Enable PayPal in your account to access Braintree PayPal gateway. Go to Settings > Processing to enable customers to pay with PayPal option.

How to use a Control Panel for voiding a payment on PayPal powered by a Braintree account?

Follow the steps listed below voiding a payment –

Sign in to your Braintree account and go to Control Panel
Select ‘Transactions’ ( towards the upper left corner)
Check or uncheck the options to customize date range, amount, etc.
Next, select ‘Search’
Look for the latest transactions
Select payment Transaction ID ( that you want to void)
Click Select ‘Void’ ( located towards the upper left corner of the screen)

How to activate fraud filters on your Braintree account Control Panel?

The steps listed below will help you in enabling fraud filters –

Sign in to your PayPal powered by Braintree account
Select the gear icon (upper right corner).
Click on ‘Processing’
Select the Options located next to CVV and AVS for customizing credit card fraud filters.

Conclusion

PayPal powered by a Braintree account not only makes it easier for merchants to accept payments but also offers multiple other benefits such as voiding payment.

With its use merchants have the ability of voiding a debit or credit card payments while the settlement is in pending. Moreover, when a user receives full approval for their Braintree account they can access fraud filters designed for combating fraudulent activities and ensuring fraud management. The filters allow users to take complete control of their online business and meet customer demands efficiently.

If you want professional assistance in PayPal powered by Braintree configuration for WooCommerce or need WooCommerce support services, contact WPCustomify.

How to Integrate SecurePay Payment Gateway in WooCommerce Stores?

Posted on: December 22, 2020 Posted By: wpcustomify.com

SecurePay is one of the most reliable payment gateways introduced by the Australian Company OLB Group, Inc. It is an ideal way of connecting an online platform to a secure server that can address various e-commerce needs. The extension is a perfect solution for organizations and businesses of all kinds and sizes. Merchants are facilitated with complete payment solutions that can ease the online sale-purchase process for the businesses. The system enables them to start their business within a week’s time.

Being a leader in Australia’s online payment market, SecurePay’s experience spans over 15 years. The platform has experience of helping more than 40,000 organizations with their unique e-commerce requirements.

What Plugin is used for SecurePay Direct Post Setup?

SecurePay Payment Setup uses WooCommerce SecurePay Payment Gateway plugin. With installation and setup of this plugin the merchants can accept customer credit cards. It takes less than 5 minutes to set up the plugin. The system checkout process is eased to a great extent with SecurePay. Before we talk about the process, let’s first tell you why this gateway is a decent choice for your eCommerce store.

Benefits of SecurePay Online Payments

Simple application process – SecurePay Payment Gateway allows businesses to facilitate their customers with good selections of payment options including PayPal, Visa, American Express, MasterCard, Diners and Club International. Customers can make the purchase without any hassle. It further helps businesses to gain an increased number of sales. The best part is that merchants need not to visit their banks to submit the application. The complete process can be initiated online.

Easy integration – The payment gateway also offers the benefit of quick integration. You can easily integrate the system with multiple e-shopping carts. Plus, users can access all major banks (particularly Australian) easing the process of receiving payments for merchants.

Security of online transactions – With online payment gateway in use you are guaranteed to have safe and secure transactions. It also protects customer information from unauthorized access and fraud. SecurePay is easily manageable. Customers can access the account related data any time. Additionally, it offers the benefit of reporting. The details therein allow individuals to manage transactions and build strategies effective for business marketing.

User-friendly for both customers and businesses – SecurePay opens multiple payment options for online purchase. Customers can pay via bank transfer, credit card, COD, or in person. One of the greatest advantages of the online gateways is that you can reap the benefit of all the methods collectively.

Additionally, SecurePay easily works in combination with multiple payment platforms. By integrating the platforms with this payment gateway a businesses’ customer count is sure to increase in their customer count (irrespective of the payment option they choose according to their bank account suitability. Paying for their online purchase will be easier. Also, the process of payment through SecurePay is user-friendly, quick, and safe.

Additional benefits – SecurePay is supported on Mac and Windows. It can be deployed on Cloud Hosted platforms and offers impeccable English language support. The online gateway comes with Quote-based and One-time payment pricing models making it easier for merchants to manage the cost. It’s an ideal option for Freelancers, Small/Medium Business and large corporates. You can rely on this payment gateway for detailed online reporting, online payments, PayPal support and more.

SecurePay Payment Gateway Installation Process

Download the SecurePay Payment Gateway plugin.
Open “woocommerce-securepay.zip” file and then upload it to the directory. Find WordPress > Content > Plugins.
Go to the “Plugins” menu for activation in WordPress.

SecurePay Payment Gateway Plugin Setup Process

Find Store > WooCommerce > Settings > Checkout.
Select SecurePay payment gateway by selecting payment gateway.
Customize the Test Mode, Title, Merchant Pass, Merchant ID, and Currency.
Now select ‘Save Changes’ for saving the SecurePay information.
Now use frontend SecurePay.

Integrating WooCommerce SecurePay Payment Gateway in Website

Requirement

SecurePay Payment Gateway Plugin for WooCommerce.
SecurePay account (in a Australia based bank).
SSL certificate.

Follow the below listed steps for integrating SecurePay Payment Gateway –

Sign in to your WooCommerce WordPress Website
Go to WooCommerce Menu > Payment > SecurePay payment gateway
Check ‘Enable SecurePay Payment Gateway’ box
Add SecurePay Merchant ID and SecurePay Password
Select ‘Save Changes’

Finding Secure Pay Merchant ID

Merchant ID can be found in SecurePay account by logging in to your account using this link.

Once you sign in to your SecurePay accounts find your account’s Merchant password and ID.

What to do if you find Live Mode ‘Invalid Merchant ID’ Error

Here are the reasons if you find ‘Invalid Merchant ID’ error –

Check whether your ‘Transaction Merchant ID’ has 7 characters (For example – XYZ0022). Accounts having Merchant ID of 3 characters wouldn’t be accepted (for example – XYZ). In this case you’ll need to connect with SecurePay customer care for a valid LIVE Merchant ID.
After you enter the ‘Transaction Merchant ID’ make sure you forget to untick ‘Test environment’ box.
It is important to install a full-proof SSL certificate on WooCommerce site. Plus, ensure the server has TLS1.2 support.
If you are facing errors make sure the plugin is downloaded or installed from the official WordPress plugin manager. Do not consider any other site for plugin download.
Disable plugins which aren’t necessary. Switch your account to WordPress theme (default).

Conclusion

Being one of the most reliable payment gateway plugins SecurePay can meet your unique business needs efficiently. However, some third party themes or plugins added to the site may cause some issue. Therefore, it is wise to conduct test transaction. In case the plugin fails in the testing system disable some plugins or try changing your website’s theme. For assistance or support services related to SecurePay Direct Post, you may consider WPCustomify team.

How to Integrate SagePay (Opayo) Direct Payment Gateway with eCommerce Platform?

Posted on: December 21, 2020 Posted By: wpcustomify.com

SagePay Direct Plugin comes with a dual payment gateway system which is clubbed into one. The plugin allows the users to take advantage of two payments by integrating it with WooCommerce. Well, we know that this plugin must be in your to-checkout or to-add-to-store list for long, and the name is hard to forget. But now, Sage Pay is rebranded as Opayo. So, you will have to remember the same name while searching for it.

In this article, we will tell you why this payment gateway is of extreme importance for your WooCommerce and how you can use, integrate, setup, configure and do related operations for your online store.

Note: Sage Pay is now Opayo.

Features of Sage Pay (Opayo)

Top-notch Security

Sage Pay is an advanced payment gateway making it one of the most reliable, safe, and secure options in the market. It offers approx. 98% uptime and best in the class fraud tools for free.

Opayo, or Sage Pay, which is one of the independent gateways of Elavon is trusted by consumers and businesses alike. Over the years the brand has built a reputation for delivering matchless customer support.

Offers Unparalleled Growth opportunities

With this plugin in use merchants can get the amount into their bank account in less than 48 hours. This means they won’t have to wait for a week’s time for receiving their money. Increased cash flow means increased growth opportunities.

Customizable According To the Particular Needs of Individuals

Opayo form and Opayo direct can be accessed using the current merchant account. However, you may look for alternatives suiting your unique needs.

Requirements

Sage Pay account
SSL Certificate

Two payment gateways –

1. SagePay Form

Customers are given access to SagePay for completing the payment
No need for a SSL Certificate

2. SagePay Direct

The entire checkout process takes place on the site
SSL Certificate mandatory
WooCommerce Pre-Orders supported
WooCommerce Subscriptions recurring payments supported
Refunds supported in WooCommerce
Tokens supported when used with WooCommerce
Capturing WooCommerce transactions (authorized )

Which plugin is used for setting up Sage Pay Payment Gateway?

SagePay Direct Gateway for WooCommerce is popularly used for this purpose. It can be downloaded using this link.

Setting up Sage Pay Payment Gateway

The steps listed below will help you set-up the plugin –

A) Installing SagePay Plugin

- Login into your WooCommerce account.

Find Plugin and then click ‘Add new’

Activate the plugin once installed.

B) Setting up and Configuring

Click on Woo Commerce > Settings > Payments > Sage Pay

Enable the plugin and click on manage

Sage Pay Configuration

Follow below listed steps

Check ‘ Enable Sage’ box Add vendor’s name in the given sandbox
Check ‘test mode’ ( unchecking the box means the settings will be on live mode
Fill in the Integration Key and Integration Password
Enable ‘Capture Charge Immediately’
‘Enable MOTO’ integration
Check ‘Enable CV2 Checks’ box

Take a look at your final checkout Page

Verifying CVV number

Check ‘Enable CV2 Checks’ to verify CVV number.

Steps to Finding Sage Pay API Keys

Sign in to your Sage Pay account using this link.
Go to settings

Click on ‘Create API credentials’

You’ll find the API keys details.

Setting up PayPal for Sage Pay Direct

Here are the steps –

Create your PayPal test account
Enable Sage Pay
Link Live account with your PayPal account

Once PayPal is enabled in your Sage Pay account, add PayPal in the ‘Accepted Cards’ settings.

Now customers get access to PayPal in the dropdown card type list.

NOTE – In cases when the cart includes a subscription product the list won’t show PayPal.

Testing Transactions

To confirm the customized settings are working properly it is important to test the transactions. After you are done completing the tests connect with SagePay customer care to make your account available for the public. You will be notified once the account status is changed to Live. Also, Sage Pay comes with test cards that can be used for testing transactions.

Screening Sage Pay Direct Fraud Transactions

Sage Pay facilitates the merchants with fraud screening which can be done at any step of the process. In case of any discrepancies in the transaction order status is changed to alert the merchants during checkout. In this case you’ll be required to sign in to MySagePay for confirming/canceling the order. After reviewing the fraud notification reasons you may update the transaction at WooCommerce as needed.

Sage Pay Direct Refund

Generally, customers that place refund requests aren’t satisfied with the brand’s services. They either have some issue with the product or dissatisfied with the customer support. All they want is a complete refund of their money without any hassles at the earliest. This is your last chance to maintain goodwill of your brand before the customer. Direct Refund option in Sage Pay allows individuals to make quick refunds at the earliest.

Sage Pay Extension supports GBP, USD, Euro, and various other currencies. It also supports different card types such as Mastercard, Visa, and American Express. This UK based payment gateway is indeed one of the best options to ensure easy business transactions. It makes the checkout process more efficient and easy for both customers and merchants. Furthermore, with two gateway options in hand you can ensure complete customer satisfaction.

Willing to integrate SagePay Direct (Opayo) but not sure about succeeding while doing it on your own? No worries. Hire experts from WPCustomify.

How to Setup WorldPay as a Payment Gateway to Online Store?

Posted on: December 14, 2020 Posted By: wpcustomify.com

Worldpay gateway plugin allows the users to multiple payment options including PayPal, Visa, Mastercard, and more. If you own a WooCommerce store and are willing to set up this payment gateway, you have made the right choice.

When the customers fill in their card details on checkout they are redirected to the payments page automatically where they can enter the necessary details. Worldpay gateway processes the payment and authorization is sent back to the site.

Now, let us tell you how to set up WorldPay as your online store’s payment gateway. If at any point, you feel like the process is tough and you might mess it up, just come back to this section and hire professionals for this purpose.

Requirements

A WooCommerce version 3.0.0 website
A Worldpay account. Users who haven’t already signed up can create their account here.
An SSL certificate

Which plugin is used for the WorldPay Payment Gateway?

‘Online Worldpay for WooCommerce’ is the best plugin for World Pay Payment Gateway. You may download it using this link. In this tutorial, we are going to use the same.

World Pay Plugin Installation

Follow the steps below to install the plugin –

Next, select ‘Plugin’ and then ‘Add new’.
Install the plugin and then ‘activate’

World pay Set up and Configuration – How to setup and configure World pay?

Click on WooCommerce, and then select Settings, Payments, and then World pay
Enable ‘Online Worldpay CC Gateway’ and ‘Online Worldpay PayPal’ plugins and select ‘Manage’.

API Settings and How to Find API of World Pay?

Select ‘API Settings’
Now got to Environment and choose ‘live’ from the given Drop Down menu
Next, complete the API Settings
Last, ‘Save Changes’.

Credit Card Gateway

Once you are done with the API settings click on ‘Credit Card Gateway’ tab
Check the ‘Enable Credit Card Gateway’ box
Select ‘iFrame Form’ in Form Type sandbox
Fill in ‘Worldpay’ in the Title sandbox. Check other settings of the form similarly.
Now ‘Save Changes’.

PayPal Gateway

Click on ‘PayPal Gateway’ tab
Check ‘Enable PayPal’ box
Complete the ‘General Settings’
Select ‘Save Changes’

Webhook Settings – How to Setup Webhook in Worldpay?

Follow the steps below to Setup Webhook in Worldpay –

Select ‘Webhook Settings’
Go to Webhook Url sandbox and select the given link.

Now sign in to World pay
Next, go to Dashboard, then Setting, and then Webhook
Paste the website url
Select ‘Save’

Find the checkout page of your WooCommerce website and check PayPal and Credit Card Worldpay.

Finding WorldPay API

Sign in to your Worldpay account using this link.
Click on Dashboard > Setting > live > API Keys
Copy both Service key and Client key

Worldpay Online Setting Details

Enable/Disable – Allows enabling or disabling the payment gateway. Checking the box means you have enabled the feature and the customers are allowed to pay using Worldpay Online.

Checkout Form – This in-built checkout form in WooCommerce ensures an integrated and seamless experience to your customer on checkout. Merchants with no an SSL certificate can untick the Checkout Form option.

Testing – Merchants need to check the Testing option in the initial stage of setting up their website. You may uncheck the option once live orders can be processed for money.

Payment Action – This option allows immediate capturing of the payment or authorizing the card instantly/ capturing the payments later. All your orders with Authorized marking can be easily captured from site.

Title – The title you fill in the sandbox is displayed on the checkout page.

3DS Enabled – It facilitates an extra step on checkout which is for additional safety and security of customer data. Enabling 3DS shows whether the buyer’s bank leverages the 3D secure Solution.

Card-on-file Payment / Tokens – Facilitate your customers with easy and secure storing of their payment method and card details. This ensures quick checkouts in the future. The entire card details are stored at Worldpay and not in the database. Though the site’s database has a token for saving the cards that can be automatically charged on checkout. Note that Tokens are best suited for Authorized orders, Subscription orders, and Pre-Orders.

Live Service Key – Use live service key for processing live orders. You can find it in your Worldpay account.

Live Client Key – This key is also needed for processing live orders. Like the Live Service key it can be also found in the Worldpay account.

Settlement Currency – Merchants can select their preferred currency using this option Worldpay will pay you in the selected currency only.

Test Service Key and Test Client Key – Merchants who have both these keys can reap the benefits of test orders. It can be found in your Worldpay account.

Transaction manager – Using this option you can process the payments from your online shop’s back-end.

Dedicated Support Worldpay Team

Worldpay has a team of dedicated support teams accessible 24/7. You may reach out to them whenever you need any help related to your Worldpay account.

Migration/Deactivating World Pay Form

Users with a Worldpay account can add the keys to their account’s settings to deactivate the Form. Note that migrating Subscription payment amounts from your Worldpay Form to Online Worldpay account is a complex process. Your customers’ cache will be cleared – even the cards saved with your store’s account will get removed. So, in case you reactivate it again, they will have to fill in all details again. However, you have one facility here – all the outstanding payments will still be collected through Future Pay service by WorldPay.

Conclusion

WorldPay WooCommerce Payment Gateway Extension is indeed a great thing as it allows merchants to collect payments on their store automatically, eliminating the need for redirecting buyers to a third party website.

Moreover, WorldPay enables merchants to take payments anytime, anywhere, through mobile/desktop. The entire process takes place on the site. Hence, you can receive info about your order status in real-time. Plus, the platform comes with an Unlimited License Agreement for an online store. Worldpay provides payment solutions meeting merchant demands.

How to Integrate Square Payment Gateway in WordPress Website?

Posted on: December 13, 2020 Posted By: wpcustomify.com

The Square Payment Gateway for WooCommerce is an amazing tool that can be easily integrated into customer data, sales, inventory and other channels. It enables instant acceptance of payments through a single centralized solution. This means WooCommerce store end-users can start using Square right away without waiting for hours. Also, there aren’t any hidden charges. You are charged only when you earn sales revenue.

Thinking about setting up and integrating Square Payment Gateway on the WordPress website? This article will tell why and how you can do that. And if you have already made up your mind and are looking for experts to help you in doing the same, hire professionals at WPCustomify for excellent and fast services.

Features of Square Payment Gateway for WooCommerce

a) Saves Card and Customers Details

Regular customers can easily save and secure their card details. Plus, it also allows them to label their mode of payment making it easier for them to identify the method when needed in future.

b) Authorize Capture

Square allows the merchants to authorize customer order when a transaction is made by the customers and the payment is captured when order is shipped.

c) WooCommerce Pre-Orders and Subscriptions Support

WooCommerce Pre-Orders is an ideal option to add pre-orders buttons in your online store for various products and services. With this extension you can accept upfront payment for the pre-orders and set any time and date according to the availability.

d) Business Security at Zero Cost

Payment disputes are obvious where sale and purchase take place. There is always a risk of issues with the purchase from the customer’s end. Square’s team of professionals resolve the matter by verifying the authenticity of concern raised by customers. The end decision is made by them accordingly.

f) Dispute Dashboard for Easy Work Management

Square’s Disputes Dashboard allows users to submit e-copies of the important documents to the extension. It eases the job of merchants by handling the stressful, time-consuming, and hefty work of sorting bank related issues of the customers.

g) Account Protection and Fraud Prevention

The dedicated fraud protection team of Square ensures complete account security. Not only do they keep 24/7 watch on the account activities but ensure a holistic approach towards the extension’s ecosystem. Plus, they keep analyzing different signals in order to keep themselves abreast of the latest fraud trends.

h) Advanced Data Security

Square’s advanced features enable it to protect all the business related data. It records every business activity and transaction. You need to worry about the safety of your business and confidential info with Square in use.

i) Up-to-date and accurate inventory

Square integration eliminates the need to maintain a manual record of sales and inventory. The extension automates the entire process and helps in keeping the track of the WooCommerce inventory. With tools in use merchants can easily sync any offline or online changes in the stock.

What Plugin is used to Set Up Square?

Requirements

An SSL Certificate
WooCommerce version 3.0+
PHP version 5.6+
WordPress version 4.6+
A Square account

Setting up and Configuration Process

The process starts with buying and downloading the plugin needed for integrating Square extension with the site.
“Square For WooCommerce” is the best plugin for the purpose. You may purchase and download it from this link.
After the plugin is downloaded proceed with installing and activating it to your business website.
Next, click on WooCommerce > Settings > Square tab for completing the configuration.
Now Sign in and set up your Square account. Next, select the “Connect with Square” option.
Manage app permissions to connect Square with your website automatically.
Now you’ll be redirected to your website.

How to Manage Inventory and Synchronize Woo with Square?

Find the Product in your Square account.
After selecting the product click on ‘Sync with Square’ option. Note that this option is limited to the products having a SKU and an attribute.
Lastly, click on Update.

Synchronizing Inventory and Products Manually

Wondering how to Synchronize Woo with Square? Follow these steps:

Select WooCommerce, then Settings, and then Square.
Next, click on ‘Update’.
Now select ‘Sync Now’

The above steps help in managing and synchronizing the inventory/products with things listed below –

Product Price
Product Name
Inventory Count
Product Category
Product Image
Product Description

Capturing the Charges

The payments can be captured manually if the ‘Transaction Type’ of the gateway is ‘Authorization’. It can be done from the Orders page on WooCommerce.

Users can capture the authorized transaction for a maximum of 6 days. Post this period you’ll have to ask your customers for transaction re-authorization for capturing payment. You’ll have to follow this procedure for every Square transaction. Note that the amount which is captured has to be similar to the authorized amount. Square doesn’t permit for partial captures.

Automatic Refunds

The refunds can be issued automatically on the website. You won’t have to check in to Square account for refunds.

How to Setup Recurring Payments Setup?

To Set Up Recurring Payments you need to allow the customers to save the payment method and card details in their profile for future reference. It helps merchants for pre-orders and product subscriptions.

Conclusion

Square WooCommerce Payment Gateway makes the eCommerce site both flexible and powerful. All the changes made to the inventory in WooCommerce are synced to the gateway automatically. It is a robust, easy to use, and affordable solution to manage online sales – a perfect package for small business owners, artists, and others. Do you still need more reasons to start using this gateway? We guess not.